Latest Articles

What is a Conventional Home Loan

What is a Conventional Home Loan As a mortgage broker in Idaho, I often get asked what is a conventional home loan? A conventional home loan is a type of mortgage that is not insured or guaranteed by the federal government, such as the Federal Housing Administration (FHA), the Veterans Administration (VA), or the Department […]

Idaho VA Home Loan

The Idaho VA Home Loan Is a True No Money Down Program Most home loan programs require that you make at least a small down payment to buy a home. The VA home loan is an exception. Rather than paying 5%, 10%, 20% or more for the home’s purchase price, with the Idaho VA home […]

Idaho Homeowners looking to Refinance

Idaho Homeowners looking to Refinance? Should You Refinance? Refinancing a mortgage means: You take out a new home loan with new loan terms. The new loan pays off your original mortgage. Reasons to Refinance Many Idaho homeowners choose to refinance to: Get a lower interest rate or monthly payment to free up room in their […]