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Idaho Mortgage Interest Rate Forecast

Idaho Mortgage Interest Rate Forecast for the Week of May 30, 2023 This Week’s Idaho Mortgage Interest Rate Forecast: Rates could be volatile This week saw rates improve on Tuesday on news that a deal was reached to raise the debt ceiling after markets were closed on Monday for Memorial Day. However, there is a […]

What is a Loan Estimate

What is a Loan Estimate? Mortgage 101 When you apply for a home loan, you will receive important information that details the costs associated with getting a mortgage. One of the items you will receive when you first apply is called a Loan Estimate. Your Mortgage Broker will send you the Loan Estimate. Most broker […]

Idaho Mortgage Calculator

Idaho Mortgage Calculator: A Pathway to Informed Homeownership   Purchasing or Refinancing a home is a monumental decision that requires careful consideration of various financial factors. Among the essential tools available to homebuyers, mortgage calculators have emerged as invaluable resources for understanding the intricacies of mortgage loans. Whether you’re a first-time homebuyer or a seasoned […]

What Are Mortgage Closing Costs

What are Mortgage Closing Costs? If you are in the market to purchase a home, you may be wondering who pays for closing costs.  Typically, buyers and sellers each pay their own closing costs. A home buyer is likely to pay between 2% and 5% of their loan amount in closing costs, while the seller […]

FHA Streamline Refinance

FHA Streamline Refinance If you have an existing FHA home loan you may want to find out if now is a good time to refinance into an FHA streamline loan. The FHA streamline is a special refinance product, reserved for homeowners with existing FHA mortgages. An FHA streamline is the fastest, simplest way for FHA-insured […]