Idaho Mortgage Broker | FHA, VA and Conventional Home Loan Programs for Purchase and Refinance.
Jesse Stroup, Mortgage Broker
Home Loans of Idaho, LLC
Phone: (208) 907-2846
Email: [email protected]
NMLS# 6229
Company NMLS# 2187314
Licensed in: ID
Jumbo Loans · Purchase
When your purchase price exceeds $806,500, you need a jumbo loan. We shop portfolio lenders for competitive rates on luxury and high-value properties — up to $3 million or more for qualified buyers.
At a glance
Loan amount
Up to $3M+
Down payment
20%
Credit score
700+
Max DTI
43%
2026 conforming limit: $806,500
Overview
Jumbo loans are not sold to Fannie Mae or Freddie Mac, so they follow lender-specific guidelines. That means more flexibility for high-income earners, self-employed professionals with substantial assets, and buyers targeting premium Idaho markets.
Eligibility
Stricter than conforming — but tailored programs exist for primary homes, second homes, and investment properties.
Primary use
Luxury & high-value homes
Also eligible
Second homes & investment
Benefits
FAQ
Competitive jumbo rates, flexible terms, and white-glove service from application to closing.
No obligation · Idaho jumbo expertise · NMLS
Independent mortgage broker in Boise. FHA, VA, Conventional, and Jumbo programs — one person on the phone from hello to funded.
Navigate
License
NMLS
Co. NMLS
Idaho Mortgage Broker
Home Loans of Idaho
108 N Washington Ave
Emmett, ID 83617
Equal Housing Opportunity