VA home loans in Idaho with zero down and no PMI for eligible veterans and active duty. Independent broker Jesse Stroup, NMLS 6229.
VA Loans Idaho | $0 Down for Veterans | Jesse Stroup
VA home loans in Idaho with zero down and no PMI for eligible veterans and active duty. Independent broker Jesse Stroup, NMLS 6229.
Zero down, no PMI — for veterans, active military, and eligible spouses.
The strongest purchase benefit in residential lending.
Who qualifies for a VA loan.
Exclusive VA advantages.
Common VA questions.
Use the benefit you earned.
VA Loans · Purchase
VA loans are a benefit you earned through service. Buy a primary home in Idaho with no down payment, no private mortgage insurance, and rates that often beat conventional options.
At a glance
Down payment
$0
PMI
None
Funding fee
0.5–3.3%
2026 limit
$1.25M
Disabled veterans may be exempt from the funding fee.
Overview
Backed by the Department of Veterans Affairs, VA loans reduce lender risk so you get better terms. Compared to FHA or conventional, VA borrowers typically save on both monthly payment and upfront costs — and the benefit can be used more than once.
Eligibility
You need a Certificate of Eligibility (COE) and qualifying service. Jesse can help you obtain your COE and confirm entitlement before you shop.
Monthly PMI savings vs. FHA
$200–400
Down payment required
Benefits
FAQ
Zero down, no PMI, competitive rates. Apply online or call Jesse to confirm your COE and get pre-approved.
No obligation · Idaho VA expertise · NMLS
Independent mortgage broker in Boise. FHA, VA, Conventional, and Jumbo programs — one person on the phone from hello to funded.
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License
NMLS
Co. NMLS
Idaho Mortgage Broker
Home Loans of Idaho
108 N Washington Ave
Emmett, ID 83617
Equal Housing Opportunity
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